Car scheme

Interested in a new car? We are partnering with salary sacrifice car provider, Tusker to provide you with a Car Benefit Scheme.

Our Car Benefit Scheme is available to permanently employed colleagues who meet the eligibility criteria. 

How does it work?

Our Car Benefit Scheme is facilitated through a salary sacrifice arrangement. This means you agree to give up the right to receive part of your gross salary due under your contract of employment, in exchange for a non-cash benefit. In this case a brand new car and the services and benefits provided in connection with the car. As a salary sacrifice, you exchange an element of your salary for the term of the lease. 

The salary is sacrificed before Income Tax and National Insurance, so you pay less tax and National Insurance on your reduced salary. Your gross salary will still be shown on the payslip together with a separate deduction for the salary exchanged. 

HMRC have designated that vehicles provided under the scheme to be company cars and therefore a Company Car tax is payable. This is referred to as Benefit in Kind and you can read more about this on our Payroll Information page.  

What’s included in the Car Benefit Scheme?

• The use of a brand new car of your choice up to £70k (including extras) with a maximum of 50g/km Co2 emissions. 
• Maintenance of the car including all servicing, batteries, exhausts and tyres (excluding winter tyres) under normal wear and tear conditions. This excludes any damage to the car and updates to satellite navigation systems.
• Fully comprehensive motor insurance including all business travel for you. Any additional drivers are insured for social, domestic and pleasure purposes only unless requested otherwise
• Annual vehicle tax
• Roadside assistance (home start and recovery UK and European cover)
• Relief car for when the scheme car is off the road (if selected)
• Protection against penalty charges incurred as a result of exiting the scheme early due to you leaving your employer and returning a car as a result of resignation, redundancy, loss of life and loss of licence on medical grounds
• Please note that Range Rover, Bentley, Porsche and Maserati are excluded from the scheme.

Eligibility Criteria

All colleagues interested in our scheme must meet the eligibility criteria below:
You must be a permanent and paid LiveWest colleague. Unfortunately, if you are on a Fixed Term Contract, you are not eligible for the scheme. 
You must have successfully completed your probationary period. 
You must not be in receipt of any warnings under our disciplinary policy. 
You must not be in receipt of any formal capability warnings under your employer’s Job Performance and Behaviour Capability Procedure.