Take the steps to buying more shares
Staircasing is loving the home you live in.
Get started here!
Step 1: The Financials
We suggest speaking to an independent mortgage or financial advisor to discuss how buying shares will impact your finances. They will also be able to help you work out how much you can borrow (if relevant) and how your monthly payments will change.
View our list of independent mortgage or financial advisors.
You can also see how your rent may change by using our handy calculator.
Step 2: Valuation
It is important to get the price right. Shared ownership homes must be valued by a chartered surveyor, who is a member of the Royal Institute of Chartered Surveyors (RICS). The type of valuation report that they will provide is called a RICS Redbook Valuation.
You can choose a chartered surveyor and find out more information about their pricing and services below.
You will need to pay your valuation directly with your chosen valuer and then complete your application to buy more shares, so that we can give them information about shared ownership, before they visit your home.
Step 3: Find your solicitor
We recommend finding a solicitor at this stage, so that you are fully aware of the costs that you will need to consider.
We do ask for this information on our Staircasing application form.
Step 4: Make your application to buy more shares
It's then time to complete our application form!
When we receive your completed application, we will set up your case file and get in touch with your chosen valuer to provide them with the relevant information about your home improvements and the shared ownership scheme.
Step 5: Confirmation to proceed
When the valuation report is ready, LiveWest will receive a copy from your valuer, and will complete our internal due diligence.
We will then invite you to confirm that you are going ahead, by telling us how many shares you will be buying and which solicitor you will be using, if you haven't already.
You can confirm that you wish to proceed by completing our confirmation to proceed form below.
Contact us today
If you have any questions about the Staircasing process, please get in touch with a member of our Staircasing team today.
01392 814 637 - Select option 1 for Staircasing.